Transform your insurance career with India's most comprehensive 2-year training ecosystem. Join thousands of ambitious LIC agents who are building structured, MDRT-level businesses through our proven system.
2 Years Complete Access
Full membership to India's elite insurance training army
Bima Gurukul Online Army isn't just a training programme—it's a complete business transformation ecosystem designed for serious LIC agents who are ready to commit to excellence. Over the next 24 months, you'll receive an unprecedented level of support, training, and resources that will fundamentally change how you approach insurance business.
This is the most comprehensive insurance training package ever offered in India. Every element has been carefully designed to build your skills, expand your network, and accelerate your income growth systematically.
When you join Bima Gurukul Online Army today, you're not just getting the comprehensive 24-month training programme. You're also receiving three premium courses absolutely FREE—courses that other agents pay tens of thousands of rupees to access separately.
1
Complete Mentorship Programme
6-Month Implementation-Based Programme
Deep-dive coaching on MDRT systems, HNI business mastery, project-based selling, and the complete mindset transformation needed for breakthrough success in insurance.
Worth ₹19,990
2
Complete 26 Weeks Insurance Expert Course
Extensive Insurance Learning Programme
From principles of insurance to advanced concepts like ULIPs, claim settlement, HUF, estate planning, and international trends—become a true insurance professional.
Worth ₹14,990
3
24 Months Handout Notes
Every Month Comprehensive Study Material
Complete reference system delivered monthly. These handouts become your lifetime knowledge library—refer back to them again and again throughout your career.
Priceless Reference System
Total Bonus Value: ₹34,980
Included FREE inside Bima Gurukul Army. This is not a limited-time gimmick—every Army member receives these bonuses as part of our commitment to your complete transformation.
Each month, you'll attend a comprehensive full-day online course covering critical aspects of modern insurance business. These aren't superficial webinars—these are intensive, deep-dive training sessions designed to make you an expert in every dimension of insurance sales, financial planning, and wealth creation.
From foundational skills to advanced strategies, from traditional insurance to mutual funds and mediclaim, from individual sales to corporate business—this curriculum covers everything an MDRT-level agent needs to know.
Basic Course
Foundation of insurance selling, prospecting fundamentals, and client psychology
Advance Course
Complex case design, high-value sales, and advanced closing techniques
NRI Course
Serving Non-Resident Indians with specialized insurance and investment solutions
Mutual Fund Course
Comprehensive training on mutual funds, SIPs, and portfolio management
Mediclaim Course
Health insurance mastery—one of the fastest-growing segments in India
Retirement Planning
Help clients build secure retirement through strategic insurance planning
Financial Planning
Holistic wealth management and complete financial advisory skills
Estate Creation
Build generational wealth for HNI clients through strategic estate planning
Corporate Course
Break into corporate insurance—group policies, employee benefits, and more
Taxation Course
Tax-saving strategies, Section 80C, and tax-efficient insurance planning
Digital Marketing Course
Master online lead generation, social media, and digital prospecting tools
Each course includes live instruction, case studies, interactive Q&A sessions, and actionable assignments. You'll also receive detailed handout notes for every session, creating a comprehensive knowledge library you can reference throughout your career.
INCLUDED FREE
Worth ₹14,990
26 Weeks Extensive Insurance Learning
The Insurance Expert Workshop is a systematic 26-week programme that transforms good agents into true insurance professionals. This isn't about sales tricks—this is about deep knowledge, ethical practice, and becoming someone clients trust with their family's financial future.
You'll master everything from fundamental insurance principles to advanced concepts like HUF, international trends, and dispute resolution mechanisms. This level of expertise separates MDRT achievers from average performers.
Foundational Mastery
Principle of Insurance
Life Insurance Underwriting
Fact Finding Techniques
Salary Saving Scheme
Assignment & Nomination
Legal Aspect of Life Insurance
Sub-Standard Life Cases
Advanced Concepts
Tools of Financial Planning
Mortgage Redemption Concept
Game of ULIPs
HUF Concept Mastery
International Trends
Dispute Resolution Mechanism
Claim Settlement Process
Sales & Relationship Skills
Organiser & Getting the Interview
Preparation of Sales Presentation
Closing & Bond Delivery
Telephonic Closing Techniques
Working From Home Strategies
Quality Selling Principles
Specialized Knowledge
Working on Project Basis
General Insurance Concept for LIC Agents
Estate Creation for HNI Clients
Academic Rigor Meets Practical Application
Each topic is covered in depth with case studies, real-world scenarios, and practical exercises. You'll complete assignments and assessments to ensure mastery—not just exposure—to each concept.
INCLUDED FREE
Worth ₹19,990
6-Month Mentorship Implementation System
Knowledge without implementation is worthless. The Mentorship Programme bridges the gap between knowing and doing. Over six intensive months, you'll receive hands-on coaching, accountability, and personalized guidance to implement everything you're learning into your daily business activities.
This is where theory transforms into income. You'll build systems, refine your approach, overcome mental blocks, and develop the discipline that separates MDRT achievers from everyone else.
LIC vs Other Investments
Position LIC products powerfully against competing investment options and handle comparison objections confidently
Lifetime Prospecting Mastery
Build a never-ending pipeline of qualified prospects using proven systems that generate consistent leads
MDRT System & Tracking
Implement the exact tracking, planning, and execution systems used by Million Dollar Round Table members
Powerful Presentation Skills
Deliver presentations that educate, inspire, and close—whether one-on-one or in front of 100 people
Instant Policy Closing
Master closing techniques that convert interested prospects into committed policyholders in the first meeting
Project-Based Selling System
Move beyond individual sales to project-based approaches that generate multiple policies from single initiatives
Objection Handling Mastery
Transform every objection into an opportunity using proven psychological frameworks and response systems
Law of Attraction & Success Mindset
Develop the mental conditioning, belief systems, and success habits of top insurance professionals
Winning Clients & First Impression
Master the art of making powerful first impressions that establish trust and position you as an expert
Repeat & Referral Business System
Build systematic processes for generating repeat business and endless referrals from existing clients
HNI Business Mastery
Break into high-net-worth markets with specialized strategies for approaching and serving affluent clients
Advanced Mutual Fund Knowledge
Expand your product expertise beyond insurance to offer comprehensive wealth management solutions
Complete Success & Support System
Bima Gurukul Army isn't just about attending courses—it's about being part of a living, breathing ecosystem that supports your success every single day. From weekly accountability to monthly projects, from peer learning to professional resources, every element works together to keep you moving forward.
This comprehensive support system ensures you never feel alone in your journey. Whether you need tactical advice, strategic guidance, or simply encouragement, the Army has your back.
This integrated support system creates an environment where success becomes inevitable. You're not just learning—you're implementing, being held accountable, receiving feedback, and constantly improving.
24 "Plan of the Month" Projects
Every month, receive a detailed action plan focused on specific revenue-generating activities. These aren't vague suggestions—these are step-by-step projects designed to produce measurable business results.
48 Chai Pe Charcha Sessions
Twice monthly informal learning sessions where you connect with fellow Army members, share challenges, discuss solutions, and learn from each other's experiences in a relaxed environment.
24 Monthly Session Assessments
Regular progress evaluations ensure you're not just attending sessions but actually implementing and improving. Track your growth systematically and identify areas needing focus.
Weekly Mastermind Meetings
Join weekly peer accountability groups where ambitious agents share wins, discuss challenges, and push each other toward excellence. Your network becomes your net worth.
10 Ready-Made Prospecting Videos
Professional-quality videos you can use immediately for digital prospecting, social media marketing, and client education—saving you thousands in content creation costs.
2 Offline Customer Meets Per State
Large-scale customer education events (200+ participants) where you can bring prospects, showcase your professionalism, and close business in a seminar environment.
Dedicated Support Number
Direct access to Bima Gurukul support team from 11 AM to 7 PM daily. Get answers to questions, resolve technical issues, or receive guidance whenever you need it.
Individual Mock Seminar Session
Personal coaching on seminar selling—practice your presentation, receive detailed feedback, and refine your approach before facing real audiences.
When you join Bima Gurukul Online Army, you're not just buying a course—you're investing in a complete transformation system that will reshape every aspect of your insurance business over the next two years. This is your roadmap to MDRT-level performance, structured month by month, with every element building on the previous one.
1
Months 1-6: Foundation Phase
Master fundamentals, build prospecting systems, complete first mentorship modules, and establish your daily discipline. First offline convention attendance. Begin seeing increased activity and appointments.
2
Months 7-12: Growth Phase
Implement advanced strategies, expand into corporate and NRI markets, complete Insurance Expert certification. Attend second offline convention. Income begins significant upward trajectory.
3
Months 13-18: Mastery Phase
Develop HNI business, master digital marketing, refine seminar selling. Your business becomes systematized and scalable. Consistent high-level production becomes your new normal.
4
Months 19-24: Elite Phase
Operate at MDRT level consistently, mentor others, build legacy business systems. Complete transformation into insurance professional. Position for continued long-term success.
24
Full-Day Courses
One intensive training every single month
2
Years Complete Access
720 days of continuous learning and support
2
Annual Offline Conventions
Elite networking and recognition events
48
Online Customer Meets
Twice monthly client education opportunities
This isn't a quick fix or shortcut. This is a comprehensive, systematic approach to building a world-class insurance business that generates consistent, growing income for decades to come.
The Question Is... At What Price???
Let's be honest about value. If you hired personal mentors, enrolled in multiple specialized courses, attended industry conventions, and purchased professional sales materials separately, you'd easily invest over ₹2 lakh. Most serious LIC agents spend that much on training over several years—and still don't get the systematic, comprehensive approach you're being offered today.
Bima Gurukul Online Army consolidates everything into one powerful ecosystem, eliminates the guesswork about what to learn next, and delivers it at a fraction of what it would cost to assemble independently.
INVESTMENT OPTIONS
Standard Investment: ₹99,990
Early Bird Offer: ₹79,990
Additional 5% Discount on Full Payment
Final Price with Discount: ₹56,990
EMI options available for your convenience. Invest in yourself without financial strain.
What You're Really Buying
24 months of expert guidance
₹34,980 in free bonuses
Complete business transformation
MDRT-level systems and discipline
Lifetime reference materials
Elite community membership
Think About This: If Bima Gurukul Army helps you close just 5 additional policies over the next 24 months—which is conservative—your ROI will be substantial. Most Army members see that increase in their first 6 months. This isn't an expense. It's a high-return investment in your business and future.
The transformation isn't just about skills—it's about mindset, systems, and daily habits. Army members don't just learn new techniques; they completely restructure how they approach insurance business. The difference between before and after is the difference between surviving and thriving.
Before Joining Army
Confusion
No clear direction, unsure what to focus on, trying random tactics without strategy
No Tracking
No systems for measuring activity, no idea what's working, reactive rather than proactive
Irregular Income
Good months and bad months with no predictability, financial stress and uncertainty
Weak Prospecting
Struggling to find qualified leads, relying on friends and family, running out of prospects
Fear of Objections
Avoiding difficult conversations, losing confidence after rejections, unable to handle pushback
After Joining Army
Structured Prospecting
Daily prospecting habits, multiple lead sources, never running out of qualified appointments
MDRT Tracking
Complete visibility into activities and results, data-driven decisions, consistent improvement
Monthly Discipline
Predictable income patterns, systematic business building, financial stability and growth
Corporate Entry
Breaking into group insurance markets, serving multiple clients simultaneously, multiplying income
Confident Closing
Handling any objection smoothly, closing high-value cases, commanding respect as an expert
This transformation doesn't happen overnight—but it happens systematically, predictably, and permanently when you commit to the Army system for 24 months.
Events & Conventions Gallery
Witness the Transformation
Bima Gurukul conventions aren't just training events—they're celebrations of excellence, recognition ceremonies, and powerful networking opportunities. See the energy, professionalism, and camaraderie that define the Bima Gurukul Army community. These are the moments that inspire breakthrough performance.
These events bring together ambitious agents from across India, creating an atmosphere of possibility and achievement. You'll make connections that become lifelong friendships and business relationships. You'll see what's possible when you commit to excellence. You'll return home inspired, motivated, and equipped with new ideas.
Convention Benefits Beyond Training: Recognition for achievements, networking with top performers, motivational sessions with industry legends, exclusive networking dinners, and memories that fuel your ambition for months afterward.
Frequently Asked Questions
We understand you might have questions before making this important investment in your career. Here are the most common questions from agents considering Bima Gurukul Online Army, along with complete, honest answers.
1
Is the Insurance Expert Course included in the Army membership?
Yes, absolutely! The complete 26 Weeks Insurance Expert Course (worth ₹14,990) is included FREE with your Army membership. This isn't an upsell or add-on—every Army member gets complete access to this comprehensive insurance education programme.
2
Is the Mentorship Programme included?
Yes! The 6-Month Complete Mentorship Programme (worth ₹19,990) is included FREE. This implementation-focused coaching programme ensures you don't just learn—you actually apply and benefit from what you're learning. Total bonus value of ₹34,980 included at no extra cost.
3
Are EMI payment options available?
Yes, we offer flexible EMI options to make this investment accessible to serious agents. You don't need to pay the full amount upfront. We believe lack of funds shouldn't prevent committed agents from accessing this transformation. Contact our counsellor to discuss payment plans that work for your situation.
4
Is this programme affiliated with or endorsed by LIC?
Bima Gurukul is an independent training ecosystem created by insurance professionals for insurance professionals. While we focus extensively on LIC products and LIC agents form our core community, we are not officially affiliated with Life Insurance Corporation of India. We are an independent training organization dedicated to agent development.
5
Is this suitable for beginners or only experienced agents?
This programme is suitable for beginners—but ONLY if you're serious. If you're new to insurance but committed to building a real business (not just trying it out), Army will accelerate your growth dramatically. However, if you're just exploring or not ready to commit to daily discipline, this isn't for you. Army is for ambitious agents—new or experienced—who are ready to do the work.
6
How are the sessions conducted?
All 24 full-day courses are conducted online via live video sessions, allowing you to attend from anywhere in India. You'll receive login details and can participate in real-time, ask questions, and interact with instructors and fellow agents. Sessions are scheduled in advance so you can plan accordingly. The two annual conventions are offline events held in major cities.
7
What happens if I miss a session?
We understand that emergencies and conflicts happen. Most sessions are recorded and made available to members. However, the real value comes from attending live—participating in discussions, asking questions, and engaging with the community. The support system ensures you never fall behind even if you miss occasional sessions.
8
Can I get a refund if I'm not satisfied?
This is a 24-month commitment programme. We don't offer refunds because transformation takes time and consistency. However, we're confident in our system—thousands of agents have transformed their businesses through Bima Gurukul. If you're uncertain, we encourage you to speak with a counsellor and review testimonials before joining. Once you commit, we're committed to your success.
Army Builds Discipline. Discipline Builds Income.
Two years from today, you'll be a completely different insurance professional. Not because of luck. Not because of shortcuts. But because you committed to systematic growth, embraced discipline, and refused to settle for average.
The LIC agents who achieve MDRT status aren't smarter than you. They're not luckier. They're not working in better markets. What they have is structure, systems, accountability, and discipline. Everything Bima Gurukul Online Army provides.
This is your invitation to join India's most comprehensive insurance training ecosystem. To commit to 24 months of growth. To surround yourself with ambitious professionals who push you to be better. To finally build the insurance business you've always known was possible.
The Real Question Isn't "Can I Afford This?" The Real Question Is "Can I Afford Not To?"
Every month you delay is another month of potential income lost. Another month of confusion instead of clarity. Another month of struggle instead of systematic growth. The gap between where you are and where you could be widens every day you wait.
If You're Ready for Structure
No more random tactics, no more hoping for the best
If You're Ready for Accountability
No more excuses, no more going it alone
If You're Ready for Transformation
No more settling for average, no more unrealized potential
Welcome to Bima Gurukul Online Army.
Your 24-month transformation journey begins the moment you decide. The Army is waiting. Your future self is waiting. The only question is: Are you ready?