BIMA GURUKUL ONLINE ARMY

A One-In-A-Lifetime Opportunity for LIC Agents

Transform your insurance career with India's most comprehensive 2-year training ecosystem. Join thousands of ambitious LIC agents who are building structured, MDRT-level businesses through our proven system.

2 Years Complete Access

Full membership to India's elite insurance training army

24 Full-Day Power Courses

One intensive training every month for 24 months

Mentorship + Insurance Expert Included FREE

Worth ₹34,980 — Yours at no extra cost

EVERYTHING YOU GET HERE!!!

Bima Gurukul Online Army isn't just a training programme—it's a complete business transformation ecosystem designed for serious LIC agents who are ready to commit to excellence. Over the next 24 months, you'll receive an unprecedented level of support, training, and resources that will fundamentally change how you approach insurance business.

This is the most comprehensive insurance training package ever offered in India. Every element has been carefully designed to build your skills, expand your network, and accelerate your income growth systematically.

24 Full-Day Online Courses

One every month for 24 months

2 Years Complete Army Access

Full membership privileges

2 Annual Offline Conventions

Elite networking events

2 Online Customer Meets Every Month

48 meets over 2 years

48 Chai Pe Charcha Sessions

Informal learning & networking

24 Monthly Session Assessments

Track your progress systematically

24 "Plan of the Month" Projects

Revenue-focused action plans

10 Ready-Made Prospecting Videos

Professional sales tools

2 Offline Customer Meets Per State

200+ participants each

Weekly Mastermind Meetings

Peer learning & accountability

Dedicated Support Number

11 AM – 7 PM daily support

Individual Mock Seminar Session

Personal presentation coaching

EXCLUSIVE OFFER

FREE BONUS

When you join Bima Gurukul Online Army today, you're not just getting the comprehensive 24-month training programme. You're also receiving three premium courses absolutely FREE—courses that other agents pay tens of thousands of rupees to access separately.

1

Complete Mentorship Programme

6-Month Implementation-Based Programme

Deep-dive coaching on MDRT systems, HNI business mastery, project-based selling, and the complete mindset transformation needed for breakthrough success in insurance.

Worth ₹19,990

2

Complete 26 Weeks Insurance Expert Course

Extensive Insurance Learning Programme

From principles of insurance to advanced concepts like ULIPs, claim settlement, HUF, estate planning, and international trends—become a true insurance professional.

Worth ₹14,990

3

24 Months Handout Notes

Every Month Comprehensive Study Material

Complete reference system delivered monthly. These handouts become your lifetime knowledge library—refer back to them again and again throughout your career.

Priceless Reference System

24 Full-Day Power Courses

One Every Month for 24 Months

Each month, you'll attend a comprehensive full-day online course covering critical aspects of modern insurance business. These aren't superficial webinars—these are intensive, deep-dive training sessions designed to make you an expert in every dimension of insurance sales, financial planning, and wealth creation.

From foundational skills to advanced strategies, from traditional insurance to mutual funds and mediclaim, from individual sales to corporate business—this curriculum covers everything an MDRT-level agent needs to know.

Basic Course

Foundation of insurance selling, prospecting fundamentals, and client psychology

Advance Course

Complex case design, high-value sales, and advanced closing techniques

NRI Course

Serving Non-Resident Indians with specialized insurance and investment solutions

Mutual Fund Course

Comprehensive training on mutual funds, SIPs, and portfolio management

Mediclaim Course

Health insurance mastery—one of the fastest-growing segments in India

Retirement Planning

Help clients build secure retirement through strategic insurance planning

Financial Planning

Holistic wealth management and complete financial advisory skills

Estate Creation

Build generational wealth for HNI clients through strategic estate planning

Corporate Course

Break into corporate insurance—group policies, employee benefits, and more

Taxation Course

Tax-saving strategies, Section 80C, and tax-efficient insurance planning

Digital Marketing Course

Master online lead generation, social media, and digital prospecting tools

Each course includes live instruction, case studies, interactive Q&A sessions, and actionable assignments. You'll also receive detailed handout notes for every session, creating a comprehensive knowledge library you can reference throughout your career.

INCLUDED FREEWorth ₹14,990

26 Weeks Extensive Insurance Learning

The Insurance Expert Workshop is a systematic 26-week programme that transforms good agents into true insurance professionals. This isn't about sales tricks—this is about deep knowledge, ethical practice, and becoming someone clients trust with their family's financial future.

You'll master everything from fundamental insurance principles to advanced concepts like HUF, international trends, and dispute resolution mechanisms. This level of expertise separates MDRT achievers from average performers.

Foundational Mastery

  • Principle of Insurance
  • Life Insurance Underwriting
  • Fact Finding Techniques
  • Salary Saving Scheme
  • Assignment & Nomination
  • Legal Aspect of Life Insurance
  • Sub-Standard Life Cases

Advanced Concepts

  • Tools of Financial Planning
  • Mortgage Redemption Concept
  • Game of ULIPs
  • HUF Concept Mastery
  • International Trends
  • Dispute Resolution Mechanism
  • Claim Settlement Process

Sales & Relationship Skills

  • Organiser & Getting the Interview
  • Preparation of Sales Presentation
  • Closing & Bond Delivery
  • Telephonic Closing Techniques
  • Working From Home Strategies
  • Quality Selling Principles

Specialized Knowledge

  • Working on Project Basis
  • General Insurance Concept for LIC Agents
  • Estate Creation for HNI Clients
INCLUDED FREEWorth ₹19,990

6-Month Mentorship Implementation System

Knowledge without implementation is worthless. The Mentorship Programme bridges the gap between knowing and doing. Over six intensive months, you'll receive hands-on coaching, accountability, and personalized guidance to implement everything you're learning into your daily business activities.

This is where theory transforms into income. You'll build systems, refine your approach, overcome mental blocks, and develop the discipline that separates MDRT achievers from everyone else.

LIC vs Other Investments

Position LIC products powerfully against competing investment options and handle comparison objections confidently

Lifetime Prospecting Mastery

Build a never-ending pipeline of qualified prospects using proven systems that generate consistent leads

MDRT System & Tracking

Implement the exact tracking, planning, and execution systems used by Million Dollar Round Table members

Powerful Presentation Skills

Deliver presentations that educate, inspire, and close—whether one-on-one or in front of 100 people

Instant Policy Closing

Master closing techniques that convert interested prospects into committed policyholders in the first meeting

Project-Based Selling System

Move beyond individual sales to project-based approaches that generate multiple policies from single initiatives

Objection Handling Mastery

Transform every objection into an opportunity using proven psychological frameworks and response systems

Law of Attraction & Success Mindset

Develop the mental conditioning, belief systems, and success habits of top insurance professionals

Winning Clients & First Impression

Master the art of making powerful first impressions that establish trust and position you as an expert

Repeat & Referral Business System

Build systematic processes for generating repeat business and endless referrals from existing clients

HNI Business Mastery

Break into high-net-worth markets with specialized strategies for approaching and serving affluent clients

Advanced Mutual Fund Knowledge

Expand your product expertise beyond insurance to offer comprehensive wealth management solutions

Complete Success & Support System

Bima Gurukul Army isn't just about attending courses—it's about being part of a living, breathing ecosystem that supports your success every single day. From weekly accountability to monthly projects, from peer learning to professional resources, every element works together to keep you moving forward.

This comprehensive support system ensures you never feel alone in your journey. Whether you need tactical advice, strategic guidance, or simply encouragement, the Army has your back.

This integrated support system creates an environment where success becomes inevitable. You're not just learning—you're implementing, being held accountable, receiving feedback, and constantly improving.

24 "Plan of the Month" Projects

Every month, receive a detailed action plan focused on specific revenue-generating activities. These aren't vague suggestions—these are step-by-step projects designed to produce measurable business results.

48 Chai Pe Charcha Sessions

Twice monthly informal learning sessions where you connect with fellow Army members, share challenges, discuss solutions, and learn from each other's experiences in a relaxed environment.

24 Monthly Session Assessments

Regular progress evaluations ensure you're not just attending sessions but actually implementing and improving. Track your growth systematically and identify areas needing focus.

Weekly Mastermind Meetings

Join weekly peer accountability groups where ambitious agents share wins, discuss challenges, and push each other toward excellence. Your network becomes your net worth.

10 Ready-Made Prospecting Videos

Professional-quality videos you can use immediately for digital prospecting, social media marketing, and client education—saving you thousands in content creation costs.

2 Offline Customer Meets Per State

Large-scale customer education events (200+ participants) where you can bring prospects, showcase your professionalism, and close business in a seminar environment.

Dedicated Support Number

Direct access to Bima Gurukul support team from 11 AM to 7 PM daily. Get answers to questions, resolve technical issues, or receive guidance whenever you need it.

Individual Mock Seminar Session

Personal coaching on seminar selling—practice your presentation, receive detailed feedback, and refine your approach before facing real audiences.

Full Growth Ecosystem

Your 24-Month Transformation Journey

When you join Bima Gurukul Online Army, you're not just buying a course—you're investing in a complete transformation system that will reshape every aspect of your insurance business over the next two years. This is your roadmap to MDRT-level performance, structured month by month, with every element building on the previous one.

1

Months 1-6: Foundation Phase

Master fundamentals, build prospecting systems, complete first mentorship modules, and establish your daily discipline. First offline convention attendance. Begin seeing increased activity and appointments.

2

Months 7-12: Growth Phase

Implement advanced strategies, expand into corporate and NRI markets, complete Insurance Expert certification. Attend second offline convention. Income begins significant upward trajectory.

3

Months 13-18: Mastery Phase

Develop HNI business, master digital marketing, refine seminar selling. Your business becomes systematized and scalable. Consistent high-level production becomes your new normal.

4

Months 19-24: Elite Phase

Operate at MDRT level consistently, mentor others, build legacy business systems. Complete transformation into insurance professional. Position for continued long-term success.

24

Full-Day Courses

One intensive training every single month

2

Years Complete Access

720 days of continuous learning and support

2

Annual Offline Conventions

Elite networking and recognition events

48

Online Customer Meets

Twice monthly client education opportunities

This isn't a quick fix or shortcut. This is a comprehensive, systematic approach to building a world-class insurance business that generates consistent, growing income for decades to come.

The Question Is... At What Price???

Let's be honest about value. If you hired personal mentors, enrolled in multiple specialized courses, attended industry conventions, and purchased professional sales materials separately, you'd easily invest over ₹2 lakh. Most serious LIC agents spend that much on training over several years—and still don't get the systematic, comprehensive approach you're being offered today.

Bima Gurukul Online Army consolidates everything into one powerful ecosystem, eliminates the guesswork about what to learn next, and delivers it at a fraction of what it would cost to assemble independently.

INVESTMENT OPTIONS

Standard Investment: ₹99,990

Early Bird Offer: ₹79,990

Additional 5% Discount on Full Payment

Final Price with Discount: ₹56,990


EMI options available for your convenience. Invest in yourself without financial strain.

What You're Really Buying

  • 24 months of expert guidance
  • ₹34,980 in free bonuses
  • Complete business transformation
  • MDRT-level systems and discipline
  • Lifetime reference materials
  • Elite community membership

Before Army vs After Army

The transformation isn't just about skills—it's about mindset, systems, and daily habits. Army members don't just learn new techniques; they completely restructure how they approach insurance business. The difference between before and after is the difference between surviving and thriving.

Before Joining Army

Confusion

No clear direction, unsure what to focus on, trying random tactics without strategy

No Tracking

No systems for measuring activity, no idea what's working, reactive rather than proactive

Irregular Income

Good months and bad months with no predictability, financial stress and uncertainty

Weak Prospecting

Struggling to find qualified leads, relying on friends and family, running out of prospects

Fear of Objections

Avoiding difficult conversations, losing confidence after rejections, unable to handle pushback

After Joining Army

Structured Prospecting

Daily prospecting habits, multiple lead sources, never running out of qualified appointments

MDRT Tracking

Complete visibility into activities and results, data-driven decisions, consistent improvement

Monthly Discipline

Predictable income patterns, systematic business building, financial stability and growth

Corporate Entry

Breaking into group insurance markets, serving multiple clients simultaneously, multiplying income

Confident Closing

Handling any objection smoothly, closing high-value cases, commanding respect as an expert

This transformation doesn't happen overnight—but it happens systematically, predictably, and permanently when you commit to the Army system for 24 months.

Events & Conventions Gallery

Witness the Transformation

Bima Gurukul conventions aren't just training events—they're celebrations of excellence, recognition ceremonies, and powerful networking opportunities. See the energy, professionalism, and camaraderie that define the Bima Gurukul Army community. These are the moments that inspire breakthrough performance.

These events bring together ambitious agents from across India, creating an atmosphere of possibility and achievement. You'll make connections that become lifelong friendships and business relationships. You'll see what's possible when you commit to excellence. You'll return home inspired, motivated, and equipped with new ideas.

Frequently Asked Questions

We understand you might have questions before making this important investment in your career. Here are the most common questions from agents considering Bima Gurukul Online Army, along with complete, honest answers.

1

Is the Insurance Expert Course included in the Army membership?

Yes, absolutely! The complete 26 Weeks Insurance Expert Course (worth ₹14,990) is included FREE with your Army membership. This isn't an upsell or add-on—every Army member gets complete access to this comprehensive insurance education programme.

2

Is the Mentorship Programme included?

Yes! The 6-Month Complete Mentorship Programme (worth ₹19,990) is included FREE. This implementation-focused coaching programme ensures you don't just learn—you actually apply and benefit from what you're learning. Total bonus value of ₹34,980 included at no extra cost.

3

Are EMI payment options available?

Yes, we offer flexible EMI options to make this investment accessible to serious agents. You don't need to pay the full amount upfront. We believe lack of funds shouldn't prevent committed agents from accessing this transformation. Contact our counsellor to discuss payment plans that work for your situation.

4

Is this programme affiliated with or endorsed by LIC?

Bima Gurukul is an independent training ecosystem created by insurance professionals for insurance professionals. While we focus extensively on LIC products and LIC agents form our core community, we are not officially affiliated with Life Insurance Corporation of India. We are an independent training organization dedicated to agent development.

5

Is this suitable for beginners or only experienced agents?

This programme is suitable for beginners—but ONLY if you're serious. If you're new to insurance but committed to building a real business (not just trying it out), Army will accelerate your growth dramatically. However, if you're just exploring or not ready to commit to daily discipline, this isn't for you. Army is for ambitious agents—new or experienced—who are ready to do the work.

6

How are the sessions conducted?

All 24 full-day courses are conducted online via live video sessions, allowing you to attend from anywhere in India. You'll receive login details and can participate in real-time, ask questions, and interact with instructors and fellow agents. Sessions are scheduled in advance so you can plan accordingly. The two annual conventions are offline events held in major cities.

7

What happens if I miss a session?

We understand that emergencies and conflicts happen. Most sessions are recorded and made available to members. However, the real value comes from attending live—participating in discussions, asking questions, and engaging with the community. The support system ensures you never fall behind even if you miss occasional sessions.

8

Can I get a refund if I'm not satisfied?

This is a 24-month commitment programme. We don't offer refunds because transformation takes time and consistency. However, we're confident in our system—thousands of agents have transformed their businesses through Bima Gurukul. If you're uncertain, we encourage you to speak with a counsellor and review testimonials before joining. Once you commit, we're committed to your success.

Army Builds Discipline. Discipline Builds Income.

Two years from today, you'll be a completely different insurance professional. Not because of luck. Not because of shortcuts. But because you committed to systematic growth, embraced discipline, and refused to settle for average.

The LIC agents who achieve MDRT status aren't smarter than you. They're not luckier. They're not working in better markets. What they have is structure, systems, accountability, and discipline. Everything Bima Gurukul Online Army provides.

This is your invitation to join India's most comprehensive insurance training ecosystem. To commit to 24 months of growth. To surround yourself with ambitious professionals who push you to be better. To finally build the insurance business you've always known was possible.

If You're Ready for Structure

No more random tactics, no more hoping for the best

If You're Ready for Accountability

No more excuses, no more going it alone

If You're Ready for Transformation

No more settling for average, no more unrealized potential

Welcome to Bima Gurukul Online Army.

Your 24-month transformation journey begins the moment you decide. The Army is waiting. Your future self is waiting. The only question is: Are you ready?

Explore Bima Gurukul: Your Hub for LIC Agent Excellence

Bima Gurukul is dedicated to empowering LIC agents in India with world-class training, financial planning insights, and proven MDRT strategies. Our programs cover everything from basic LIC agent training to advanced sales techniques and digital growth, ensuring your success in the Life Insurance Corporation of India. Elevate your insurance career with our expert mentorship and comprehensive resources.